Easy to use and inexpensive plan for self-employed individuals and SMEs.
For entrepreneurs and small businesses, you have access to flexible annual contributions ranging from 0% to 25% of earned income.
Speak with an account manager to find a plan
Flexibility with employer contributions
Employer contributions deductible as a business expense
Access to full range of investment choices
Available for self-employed individuals and owners of small businesses. Employees must be age 21 or older, receive annual compensation of $600 or more, and have worked for the company for at least three of the past five years.
Account must be established and funded by the employer's tax filing deadline
There is no annual SEP IRA fees but transaction fees, brokerage commissions and service fees may apply